* {
  margin: 0;
  padding: 0;

}

body { 
 background: #0a1f2f;
  min-height: 100vh;
  margin: 0;
  color: white;
  display: flex;
  flex-direction: column;
}

.hero {
  width: 739px;
  height: 705px;

  border-radius: 5px;
  padding: 1px;
  margin: auto;
  border-style: none;

}


.form {
  width: 100%;
  height: 100%;
  background: #0a1f2f;
  
  padding: 48px 80px 60px;
  position: relative;
  color: white;
  overflow: hidden;


}

/* === TITLE & SUBTITLE === */
.title {
  position: absolute;
  left: 118px;
  top: 29px;
  width: 505px;
  height: 30px;
  font-weight: 700;
  font-size: 24px;
  line-height: 30px;
  text-align: center;
  color: #70C1BF;
}

.subtitle {
  position: absolute;
  left: 98px;
  top: 64px;
  width: 553px;
  height: 34px;
  font-weight: 400;
  font-size: 14px;
  line-height: 17px;
  text-align: center;
  color: #70C1BF;
  opacity: 0.95;
}

/* === SECTION COMMON === */
.section {
  position: absolute;
}

.section-num {
  position: absolute;
  left: 0;
  font-weight: 700;
  font-size: 20px;
  color: #70C1BF;
}

.section-label {
  position: absolute;
  left: 31px;
  font-weight: 700;
  font-size: 20px;
  color: #70C1BF;
}

.hint {
  position: absolute;
  font-size: 12px;
  color: #6F8383;
}

/* 1. Offer Amount */
.amount-section {
  left: 115px;
  top: 132px;
  width: 418px;
  height: 39px;
}

.amount-section .section-num {
  top: 0;
}

.amount-section .section-label {
  top: 0;
}

.amount-section .hint {
  left: 31px;
  top: 30px;
  width: 142px;
  height: 15px;
}

.input-amount {
  position: absolute;
  left: 200px;
  top: 4px;
  width: 207px;
  height: 35px;
  background: #D9D9D9;
  border: none;
  border-radius: 5px;
  padding: 0 15px;
  font-size: 14px;
  color: #012324;
}

/* 2. Expected Return */
.interest-section {
  left: 115px;
  top: 191px;
  width: 418px;
  height: 76px;
}

.interest-section .section-num {
  top: 0;
}

.interest-section .section-label {
  top: 0;
}

.interest-wrapper {
  position: absolute;
  left: 31px;
  top: 36px;
  display: flex;
  gap: 12px;
  align-items: center;
}

/* CHANGE IS HERE - WHITE BACKGROUND + DARK TEXT */
.select-interest {
  width: 130px;
  height: 50px;
  background: #FFFFFF;
  border: 1px solid #70C1BF;
  border-radius: 5px;
  color: #012324;
  padding: 0 40px 0 15px;
  font-size: 14px;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='10' viewBox='0 0 16 10'%3E%3Cpath fill='%23000000' d='M0 0l8 10 8-10z'/%3E%3C/svg%3E");
  /* ← black arrow */
  background-repeat: no-repeat;
  background-position: right 12px center;
}

.custom-group {
  display: flex;
  align-items: center;
  gap: 8px;
}

.custom-text {
  font-size: 12px;
  color: #B1C7CB;
}

.input-custom {
  width: 59px;
  height: 35px;
  background: #FFFFFF;
  border-radius: 5px;
  border: none;
  padding: 0 10px;
  font-size: 14px;
}

/* 3. Repayment Plan */
.repayment-section {
  left: 115px;
  top: 287px;
  width: 508px;
  height: 84px;
}

.repayment-section .section-num {
  top: 0;
}

.repayment-section .section-label {
  top: 0;
}

.locked-hint {
  left: 31px;
  top: 30px;
  width: 479px;
  height: 30px;
  line-height: 15px;
}

.pill {
  position: absolute;
  left: 28px;
  top: 50px;
  background: #438C8E;
  color: #012323;
  padding: 8px 24px;
  border-radius: 5px;
  font-weight: 500;
  font-size: 16px;
}

/* 4. Message */
.message-section {
  left: 115px;
  top: 391px;
  width: 415px;
  height: 121px;
}

.message-section .section-num {
  top: 0;
}

.message-section .section-label {
  top: 0;
}

.message-section .hint {
  left: 31px;
  top: 30px;
}

.textarea-message {
  position: absolute;
  left: 28px;
  top: 53px;
  width: 387px;
  height: 71px;
  background: #FFFFFF;
  border: none;
  border-radius: 5px;
  padding: 12px 15px;
  font-size: 12px;
  color: #000000;
  resize: none;
}

/* Agreement */
.agreement {
  position: absolute;
  left: 115px;
  top: 555px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
  width: 508px;
}

.checkbox-wrapper {
  position: relative;
  width: 30px;
  height: 30px;
  flex-shrink: 0;
}

.checkbox-wrapper input {
  opacity: 0;
  width: 100%;
  height: 100%;
  cursor: pointer;
}

.checkbox-box {
  position: absolute;
  inset: 0;
  background: #012323;
  border: 2px solid #D9D9D9;
  border-radius: 5px;
}

.checkbox-box::after {
  content: "✓";
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  color: white;
  font-weight: bold;
  font-size: 20px;
  opacity: 0;
}

.checkbox-wrapper input:checked+.checkbox-box::after {
  opacity: 1;
}

.agreement-text {
  font-size: 16px;
  color: #E18282;
  line-height: 19px;
}

/* Send Button */
.btn-send {
  position: absolute;
  left: 294px;
  top: 629px;
  width: 150px;
  height: 40px;
  background: #70C1BF;
  color: #012324;
  font-weight: 500;
  font-size: 20px;
  border: none;
  border-radius: 5px;
  cursor: pointer;
}

.btn-send:hover {
  background: #5fb0ae;
}